Call about your cattle

Your cattle. Your choice. Your cash.

Borrow up to 65% of what you paid for your cattle. No selling required.

Cattle herd showing livestock value for lending

Why can't you borrow against your cattle?

What we saw

  • Cattle is locked cash - you own valuable assets but can't access their value
  • No one really will lend against cattle
  • When they do, it's very complex and means giving up control of your herd

What we are doing

  • Borrow against what you already own
  • No selling required. No lengthy applications
  • Fast access to cash based on your cattle value

Who are we?

Three years ago, we built Up For Bids because the livestock industry needed an online alternative. What started as a website for buying and selling cattle has now grown to where we are offering access to finance options for the cattle you already own

Up For Bids founder with cattle, representing livestock-based lending alternative

How it works

1

Tell us about your stock

Share details: breed, head count, what you paid.

2

We assess your livestock

We verify ownership and value based on your animals, not your credit score.

3

Get your cash

Once approved, funds available within days. Simple terms.

What you get

Keep full ownership

Get cash, keep your stock, pay back when you want. You're in control.

Borrow for anything

This isn't just for buying more cattle. Borrow against your herd for whatever you need.

Pay back early, no penalties

No selling required. Interest only, monthly. Pay it back early with zero break fees.

Example: 110 Angus Steers, Walcha, NSW

Indicative Only

At 7-9 months old, these steers will continue to gain weight and value. Verified purchase price of $1,520 per head gives a clear market value to borrow against.

HERD VALUE
$167,200
110 head @ $1,520
MAX LOAN (65%)
$108,680
35% equity retained
MONTHLY INTEREST
$1,630
18% p.a. interest only
TOTAL INTEREST
$9,781
Principal repaid at end

What could you borrow?

Enter what you paid for your stock to see your borrowing capacity.

See what you can borrow

$108,680 Up to 65% of what you paid • 18% p.a. interest = $1,630/month

What could you do with it?

Buy More
71
Extra Head

@ $1,520 or 724 feeder lambs

Buy Inputs
83
Tonnes Urea

Or 127 tonnes seed oats

New Equipment
$25k
Side-by-Side

Plus $83k for other needs

Build Fences
60
km of New Fences

@ $1,800/km installed

Quality Genetics
$19k
2 Bulls

Plus $89k for other needs

Indicative only. Actual terms subject to assessment.